Great Ways to Carry Emergency Cash

As part of my Every Day Carry (EDC) I always like to keep enough cash on had to at least buy an entire tank of gas.  When I travel on business I like to have at least $1,000 in cash with me at all times.  Carrying cash is always a challenge because, if lost, can’t be replaced like a credit card.  This is why it is important to spread your cash around and never keep in all in one place (like your wallet).

Another challenge with carrying a lot of cash is the problem of what denominations you need to carry.  The smaller the denomination, the more bills you have to carry and the bulkier and more difficult it is to hide.  That said, the larger the notes, the harder it will be for someone to make change if you find yourself in a bind.  So a good balance is critical.

NOTE: By default I never use cash.  I much prefer to use my credit card (yep, I only have the one).  My cash is for emergencies only!


Cash Capsule from True Utility

Money Capsules

If I find myself in a SHTF scenario while I’m on business, I expect to need cash for things like:

  • Buying bus fare (approx $300 to cross the United States)
  • Buying gas (if I’ve rented a car)
  • Buying food & supplies (enough to put together a basic GHB)

For the first two scenarios, it is most space efficient to store $100 dollar bills in a secure location outside of your wallet.  I like to keep $300 is a new gizmo I picked up for my EDC called “Cash Capsule” from True Utility.

The cash capsule can be easily attached to either my keychain or to a lanyard inside my carry-on bag. These little guys are water tight, extremely sturdy and best of all, very cheap!

Money Pouches

For important documents like my passport (which I carry as backup ID in the event I loose my Driver’s License) and additional cash, I always like to have a good hidden pocket that I loop to my belt and fit on the inside of my pant. I’ve tried out several and the pocket I like the most is made by American company, Eagle Creek.


“Hidden Pocket” by Eagle Creek Travel Gear

The trick to picking a good hidden pocket is to find one that doesn’t cause you to sweat. This sounds gross, but many of the pockets I’ve tried over the years are made of materials that don’t breath and cause great discomfort when worn. the Hidden Pocket from Eagle Creek is the best material I’ve found so far.

The second most important thing to look for is form factor. These little guys need to “disappear” when worn. They can be lumpy or stick out. I wear mine in the small of my back, so it is never visible or in the way of my concealed carry which I carry in an IWB holster on my hip.

NOTE: Keep the smaller denominations (e.g. $5, $10 and $20) in your wallet where you can easily access them. Keep the larger bills in the hidden areas like the money belt and the capsule. You are less likely to need to access these, so they don’t need to be as readily accessed. When you do need to access, the money belt will be the most inaccessible, which is why the capsule is such a great option to have.


Generic Leather Money Belt

Money Belts

The final bills that I carry I keep tucked into the inner lining of my money belt. I’ve never found a money belt that was actually “easy” to get money in (or out of) so don’t expect to be pulling bills out from the belt often. This is the very last line of defense when it comes to hidden cash. That said, it has saved me on a number of occasions before I picked up the cash capsule.

The key to a good money belt is to find one that is made of sturdy leather and is strong enough to support the holster for your conceal carry. The best option I’ve found so far is a generic brand I picked up on

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One Response to Great Ways to Carry Emergency Cash

  1. Hello my name is Bryan (aka zionprepper).
    I enjoyed this article and would like to use it vertaim in my new book.
    You will be given full credit for the article as well as copy of the first edition.

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